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A credit history is a record of a borrower’s responsible repayment of debts. A credit report is a record of the borrower’s credit history from a number of sources.

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We strongly believe that a new technology such as a credit card with built in biometric security, must enhance the user.

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If you’ve ever tried to fix a mistake on a credit report, until very recently, any proof you submitted to back up your complaint might have been ignored. The Consumer Financial Protection Bureau, which regulates the credit reporting.

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African Americans with good credit scores were 53% more likely to report having a friend or family member rely. but they were more likely to experience a drop in pay or work hours. Only 1 in 6 African Americans said they would have.

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